Credit Officer (15 Post)

Full Time
Phnom Penh
28 February, 2017Close Date

Responsibilities:

  • Find potential clients to get the loan products and services in their geographic areas or boundaries.
  • Build a very good relationship with all levels of local authorities to get their supports on loan   documents process.
  • Analyze borrowers’ business plan and financial flows to get more and more reliable data and information related to their businesses income and family status.
  • Assess and evaluate borrowers’ properties with the up to date market price and check the legal ownership.
  • Educate the credit rule and policies strictly to borrowers before processing the loan documents.
  • Set up the plan with OM for loan disbursement projection as monthly, quarterly and annually basis.
  • Closely follow up the borrowers on their business change or any problems then report to direct supervisor for taking early action on time. Ensure the loan repayment with 100% & follow up.
  • Work closely with marketing and product development officer to research competitor business strength and weakness and new product development.
  • Make a daily report to OM for consolidating all data to make a daily client information and loan document submit record to OM.

Requirement:

  • Bachelor degree in banking management or equivalent.
  • At least 3-4 year experience in banking services development.
  • Knowledge in banking business, banking risk or banking operation.
  • Demonstrate high passion, and commitment.
  • Pleasant personality & professional responsibility
  • Fresh Graduated are welcome but need flexible, high commitment, friendly, honestly

Working Hour: 8:00am-5:00pm

Working Date: Mon-Sat (half day)

Salary Range: up to 280$

Allowance: Gasoline, Sim with monthly top up

Commission: Have

Public Holiday: Follow by labor law

Annual Leave: 18day per year

Bonus: Bonus 50% for KNY, Bonus 50% for Pchum Ben, Yearly Bonus, Incentive, insurance (NSSF & Forte Insurance), uniform, Motor rental…

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