Job Describtion:
– Assist head of credit assessment department for loan disbursement planning and prepare policies, procedures and strategies for MFI business
– Responsible for credit marketing and assessment for new and existing loan portfolio
– Assess the loan application submitted by COs to ensure the enough data, information and relevant documents and recommend to loan committee for approval or reject
– Find potential clients to get the loan products and services in their geographic areas or boundaries.
– Build a very good relationship with all levels of local authorities to get their supports on loan documents process.
– Analyze borrowers’ business plan and financial flows to get more and more reliable data and information related to their businesses income and family status.
– Assess and evaluate borrowers’ properties with the up to date market price and check the legal ownership.
-Educate the credit rule and policies strictly to borrowers before processing the loan documents.
– Set up the plan with OM for loan disbursement projection as monthly, quarterly and annually basis.
– Closely follow up the borrowers on their business change or any problems then report to direct supervisor for taking early action on time.
– Work closely with marketing and product development officer to research competitor business strength and weakness and new product development.
Job Requirement:
– BBA in management, finance and banking, and accounting
– Honesty, initiative, flexibility, high commitment and good inter-personal and communication skills.
– Good working knowledge of computer (Ms. Office & Internet).
– Ability to effectively communicate in English and Khmer.
– Good understanding of Cambodian micro finance rules and regulations, law on real estate and contract law.
– Minimum 4 – 5 years experiences relevant working experience with MFI or Bank